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My Portfolio I have personally tested everything listed on this site.  Once I determine that it meets my qualifications, and confirm that the program really works, I will post it to this site. With that said, what you will see here is a list of business opportunities that I am currently making money with.  I am not here to technically recommend what you should invest your money into, nor can I absolutely gaurantee that everything listed here will be sucessful for you.  I am mearly sharing information with you, and if something here is of interest to you, then I invite you to do what I'm doing. I always research and complete my own due dilegence before signing up with any program.  I have some very good contacts in this industry, and between all of us, we have a very good track record of determining which programs have the best chance for success. I encourage you to be responsible and always do your own research to make sure the program is right for you before making a decision. I've made the mistakes and learned the hard way trying to make money online.  I've paved the way for you already so you can get started with some of the best programs on the net.  You can begin to research and evaluate these programs and copy what I do to start earning income every month online just like I do. I encourage you to sign up for my newsletter if you have not done so already.  My newsletter will keep you up to date with any new information regarding the programs listed on this page, as well as, inform you regarding any new additions to my portfolio. I've broken the programs down into six categories: 100% Passive These programs require absolutely no recruiting to make money.  You can sign up for these and start making money immediately by yourself.  You can recruit to make more money, but is totally optional.  Somewhat Passive I am involved with some programs that you can receive spillover, and you could earn money from the efforts of your upline.  So by "somewhat passive" I mean that you can receive spillover (passive income).  Recruiting is encouraged, and spillover is not a gaurantee.  With these programs, if just a little bit of effort is put into them in the beginning, the rewards can be huge!  Leverage is a powerful thing when you have it.  I like to think of these programs as snowballs rolling down a hill...they are small at first, but once they get going, they can become massive and you couldn't stop them if you wanted. Not Passive I don't participate in many of these types of programs, but some people don't have a problem recruiting.  Anything listed here will require recruiting to make any money.  But don't automatically ignore these, if I do have the program listed here, there is definitely something exciting about it that drove me to get involved in the first place.  Other For anything listed here, I just didn't know where else to put them.  Private Programs listed here are very strict as far as what can be shared on an open website.  You will need to contact me directly regarding anything listed here to get the info via e-mail or by phone. Programs I Will No Longer Be Participating In If I decide to drop a program or the program closes, I will be updating what the reasons were for my decision in this section.  Then, if you have signed up for the program, you will need to make a decision on your own whether or not you want to continue with the program. I am here to help you.  If you do decide to participate in one or more of the programs below, know that you will not be going at it alone.  I would love to hear from you and try to answer any questions you may have.  The only request I have is that you please, at least, attempt to find the answer to your question first.  Please don't ask me simple questions that can easily be answered on the opportunity's website.  I suggest using the 10 minute rule...if you can't find the answer to your question in 10 mins, then by all means, give me a call or e-mail me...check here for contact details. Under each section below, I will give a brief explanation of each of the programs.  The name of the program will be a link that will take you to a more detailed page to find more information. 100% Passive MrsVIP Excellent program for the passive member.  This is 100% passive, and has been my best program since Nov 07.  If you had one program to join, this would be my choice! QLx3 (Quantum Leap) By joining QLx3, you are then able to participate in an exclusing investment vehicle which has been paying out about 20% per month since May 07.  You must sign up for QLx3 first though, before you will be able to participate in this other investment vehicle.  Earnings are compounded daily. AdGateWorld If you missed the boat on AdSurfDaily (ASD), this is your chance to make up for that.  This is a new ASD clone that I believe will be very successful.  You can sign up for free during prelaunch now. Ad View Global Ad View Global is extremely similar to ASD, yet a totally different company.  It is also NOT based in the U.S.  You can sign up now for free as they are in pre-launch. Noobing Currently in Beta Version, Noobing is an advertising platform to promote one's website and to offer other outside incentives. Official launch expected in February 09, but the program is open for signups, funding, and earnings right now.  You can get a huge advantage over others by joining now in the beginning. Easy Share Profit This program is designed to help members earn the easy way right from their own homes. After registering an account and upgrading (purchasing advertising packs), members can earn up to 10% daily (on their advertising packs) by simply clicking on the surf button and viewing a number of websites. Ad Ventures 4U Another Revenue Sharing program that pays out 75% of revenue, plus 90% of other income.  Each venture purchased earns double before expiring.  Very trustworthy admin running the show.  Could be one of the big winners of 09. Guardian Equity Fund Guardian Equity is based in Dominican Republic. They are very stable, incorporated, and off-shore which is nice. They deal primarily in Forex trading.  Guardian pays a varying interest rate daily, on trading days only which averages out to 21 days a month.  This is a great 100% passive program.  I think this will be one of my better programs for 09. Affiliated Product Network (formerly Ad Pack Network) Another excellent passive program.  This came highly recommended by my sponsor, and my initial testing has proved to show earnings of around 2% per day.  You continue to earn on your Points until you have earned 200%.  Aggero Investment Private Program that has recently opened up for new members, but for only a short period of time.  Earnings between 8.5% -7.0% daily.  I would strongly advise you join now for the $1 minimum to lock in your position with the company before they go private again which could be any day now. Gold Nugget Invest A successful trading program specializing in arbitrage sports betting.  The program owners do the trading for you and pay you a variable 0.7% to 1.1% Monday to Friday, or a fixed 6% every week. Treasures A fantastic 100% passive program with earings of 150%.  The company came up with a very clever way to pay out members based on revenue sharing from a simple book that you give away for free.  You really need to take a close look at this one. World Light It is truly a program to make a HUGE amount of money - while helping all the great charities of the World - 10% of what you earn will be donated in your name (not deducted from your earnings) and 100% of Company Profits will be given to Charity!  This is your chance to help the less fortunate while helping yourself!  Your only out of pocket is the $59.  You do not have to sponsor to earn money...100% passive! Message Magic Exciting and very unique concept here.  Please make sure you understand the nature of the first ever "Pulsating Matrix". Once you understand this aspect of the program, you will know that this one is destined to be huge. Long story short, you do not have to refer a single person but the design of the program gives each and every member an equal chance to earn as if they had personally sponsored hundreds if not a few thousand people. ICF World Homes I am VERY EXCITED about this one!  The concept is a bit unique but one that seems to fit the times.  Their intention is to make available an opportunity for everyone to have a home they can call their castle, mortgage free, and to be able to live a life of wealth freedom.  The program is 100% passive if you want it to be. Silver Bullion Masters Very unique program giving you the opportunity to invest in silver at well below spot price passively.  You can earn almost THREE TIMES your investment!  In my opinion, the price of silver is going to skyrocket in the near future.  You need to strongly consider making commodities apart of your portfolio.  So whether you choose to participate in this program or not, definitely consider investing in some type of commodity soon, especially silver. Driven Rapid Wealth There are no matrixes to fill, no sites to surf, and no sponsoring or recruiting required with this program.  You can purchase $50 worth of Ad Packs per day.  These Ad Packs will earn you 200% of their value. The Berry Tree This program was designed for those members who want to be passive.  This program will make you money as long as you just continue to be a member.  If you are passive, it involves a monthly investment and some patience and then it will pay you... every month for life!   GibLink 70% of the profits from all GibLink sales activities are shared every month with the members...you are paid to be a member!  Each member of GibLink 2.0 has lifetime shares.  The longer the membership plan you take out, the more shares you get, and the more you can earn. 10DollarsWonder It costs just $10 to join and because of it's unique design everyone is benefitting - equally those that are passive and those that are active. Somewhat Passive Unselfish Wealth You know that you can make some good money in Network Marketing IF you know how to recruit and build your downline.  But, if you are like most people, you don't know how to recruit.  That is probably why you are here right...to create passive income without recruiting.  So the question is, how can you be successful in network marketing if you can't recruit?  Here is an exciting program that will give all members 4 referrals each for free! GBG There are two main reasons I joined this program: First - the product is excellent!  Everyone should be taking something like this to live healthier lives.  Who wouldn't want to live a healthier life, and be able to help others do the same? Second - there is a passive side to this business.  I already have several people in my downline due to spillover.  This product is only $19.95 per month, and it works.  You are not going to see a huge amount of turnover like with most nutritional opportunities because of the low price.  Most people can afford $20 a month. Freebie Force As you know, I look for programs that can benefit each and every member whether or not they refer a single person. This is such a program. However, it can be of much greater benefit to those who do take an active role. Just by referring only a couple members and teaching them to do the same you can develop a very good residual income stream from the 5 x 7 forced matrix. At only $10 we definitely have a program that is affordable for the masses, especially when the value of their membership greatly exceeds their monthly cost. Not Passive Cash Leverage I had been putting off this program for quite some time, but after the success some of my business contacts were having with it, I just had to sign up.  It's a one time fee of $25 that you can turn into thousands with a little work up front.  This is NOT passive, you will have to bring in some people to make the system work for you.  Once you do bring is some people in the beginning, then you can sit back and let the program work for you passively. Silver Snowball This program is similar to the Silver Bullion Masters program above, but with this program, recruiting is a must.  You will not receive spillover with this program.  If you are good at recruiting though, this program will allow you to receive beautiful silver dollar coins at well below spot with just a couple referrals.  If you do not want to recruit, this program is not for you.  Please refer to Silver Bullion Masters above if you want to be passive. Other Reverse Pension Plans These programs are extremely risky.  I don't know if any of these will actually pay out.  But for the small, one time entry fee, I am willing to take the risk Private Private Program 03 I've joined another good private program that is 100% passive.  Returns are paid out every 6 weeks ranging from 25% - 35%.  Minimum investment is $100.  Please e-mail me at ryan@createapassiveincome.com for the details.  Please put Private Program 03 in the subject. Programs I Will No Longer Be Participating In Daily Profit Pond The program recently made some changes as far as the percent payout each day and the length of the term.  This was an obvious move to prolong the longevity of the program, but now the program has been offline for a couple days, and no longer want to promote it. Megalido This program also recently implemented a number of changes to the program.  The program was shut down to new members and no new investments were allowed.  I hoped that for these two reasons that the program would continue going forward, but the site has been down for a number of days, and looks as if the program may be gone for good. Private Program 02 The program has been steadilly increasing the amount of time before one gets paid lately.  I see this as a red flag and would not recommend it at this time. Private Program 04 This program seems to be done.  I have not been paid from them in over a month.  Please do not put any money in this program at this time. ASD Cash Generator The company lost their court case against the US Attourney General.  It's still unclear what will happen to all the millions of dollars that was confiscated, but it appears the program is done.  If you are a member of this program, please go to http://www.adsurfdailybreakingnews.com/ for all future updates.

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